Dental Insurance Thailand

The Ultimate Guide to Dental Insurance in Thailand

Looking for comprehensive dental insurance in Thailand? You've come to the right place! At CheckDi, we help you find affordable dental insurance in Thailand starting from just 1,500 baht per year. This guide will walk you through everything you need to know about Thai dental insurance, from coverage details to application processes and money-saving tips.

Why Choose Dental Insurance in Thailand?

Thailand is renowned for its high-quality dental care, attracting both locals and medical tourists. Having dental insurance in Thailand ensures you can maintain your oral health without breaking the bank. Here's why it's essential:

• Access to world-class dental facilities in major cities like Bangkok and Phuket
• Coverage for routine check-ups and unexpected dental emergencies
• Affordable premiums compared to many Western countries
• Peace of mind knowing you're protected against high dental costs

Dental Insurance Pricing Overview

Here's a comparison of dental insurance plans available in Thailand:

What Does Dental Insurance in Thailand Cover?

Thai dental insurance typically offers six main types of coverage:

1. Maximum Coverage (Insurance Sum)

The maximum amount covered by the insurance company, ranging from 17,000 to 26,000 baht per year.

2. Scaling Fluoride / Routine Cleaning

Covers bi-annual routine cleaning, including scaling, tooth polishing, fluoride coating, and teeth cleaning. There must be at least a 6-month interval between treatments.

3. Dental Fillings, Restoration and Extraction

Covers these procedures bi-annually, with at least a 6-month interval between treatments. Note that X-rays are typically not covered.

4. Wisdom Tooth Extraction

Covers wisdom tooth extraction bi-annually, with at least a 6-month interval between treatments. X-rays are usually not covered.

5. Root Canal Treatment

Covers root canals and other root treatments with no limit on visits.

6. Accidental Dental Treatment

Covers dental treatments resulting from accidents, typically with a 10% deductible on all treatments.

What's Not Usually Covered by Dental Insurance in Thailand?

• Pre-existing conditions
• Cosmetic procedures (e.g., teeth whitening, veneers)
• X-rays (in most basic plans)
• Treatments during the waiting period (usually 65 days, except for emergencies)

Dental Coverage as an Add-on to Health Insurance

If you're looking for more comprehensive coverage, consider adding dental benefits to your health insurance plan. Many health insurance providers in Thailand offer dental coverage as an add-on. Check out our health insurance options in Thailand to see how you can combine your medical and dental coverage for optimal protection.

How to Choose the Best Dental Insurance in Thailand

1. Assess your dental health needs and budget
2. Compare coverage limits and exclusions from different providers
3. Check the network of affiliated dentists and clinics
4. Consider waiting periods and any age restrictions
5. Look for plans that offer preventive care coverage

How to Apply for Dental Insurance in Thailand

1. Choose a plan: Select the dental insurance policy that best fits your needs
2. Apply online: Use our website or contact our Customer Service Representative for assistance
3. Submit documents: Provide a copy of your Passport or ID card
4. Pay the premium: Complete the payment to activate your coverage
5. Receive your policy: Your insurance card and policy documents will be delivered within 7-10 business days

Frequently Asked Questions

Who can buy dental insurance in Thailand?

Anyone between the ages of 15-60 years old is eligible to apply for dental insurance in Thailand.

Is there a waiting period for dental insurance in Thailand?

Yes, most dental insurance policies in Thailand have a waiting period of 65 days, except for accidents, which are covered immediately.

Do I need to pay the dental clinic upfront and then get reimbursed?

If you visit an affiliated clinic, you can usually use your insurance directly without paying upfront. For non-affiliated clinics, you'll need to pay and then submit documents for reimbursement.

Where can I get dental services with my Thai dental insurance?

Insured individuals can access dental treatment at over 200 affiliated hospitals and clinics nationwide. Check with your insurance provider for a list of network providers.

Are dental consultations covered by insurance in Thailand?

Many dental insurance plans in Thailand offer free consultations. Check your specific policy details for coverage information.

Can foreigners buy dental insurance in Thailand?

Yes, many insurance providers in Thailand offer dental insurance to foreigners, including expats and long-term residents. Some policies may have specific terms for non-Thai residents, so always check the details.

Remember, at CheckDi, we're here to help you understand your policy and find the best dental insurance in Thailand that fits your needs. Don't hesitate to reach out if you have any more questions about protecting your smile in the Land of Smiles!

Last updated: 01 Sep 2025