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Looking to buy the best Class 2+ car insurance policy in Thailand? Look no further! Our platform offers extensive customization options enabling you to tailor your coverage to suit your needs. Type 2+ policies start from just 4 500 baht per year.
Type 2+ Car Insurance is a mid-level coverage option available in Thailand. It provides good protection for your vehicle and liability coverage though not as comprehensive as Type 1. It's often referred to as "Third-party fire and theft plus own damage" insurance.
Type 2+ car insurance is the second most popular car insurance type in Thailand as it provides more coverage at an affordable price. Type 2+ car insurance usually covers:
Type 2+ car insurance offers a balance between coverage and cost. It protects your car against fire and theft and covers damages to third parties. At the same time it protects your car from other vehicles.
Type 1 car insurance offers the most comprehensive coverage protecting you your car and others involved in accidents regardless of fault.
Type 3 and 3+ car insurance only covers the damage you cause to other vehicles and people. Type 3+ also offers protection for your vehicle from other vehicles similar to type 2+ car insurance.
All policies differ but in general a Type 2+ car insurance policy will include cover and compensation for:
Your policy will also list out exclusions which you won't be covered for. Some typical exclusions are:
Type 2+ Car Insurance offers a good balance between coverage and affordability. You can expect to pay around 7 000 baht in premiums for type 2+ Insurance for your car. Our Type 2+ policies start at just 5 500 baht. The cost of your Type 2+ Car Insurance in Thailand will depend on several factors:
While prices can vary typically ranging from 5 500 THB to 20 000 THB many Thai drivers find Type 2+ Insurance to be a cost-effective option that provides essential coverage.
There are several ways to reduce your premiums for Type 2+ Insurance:
Choosing a higher deductible can lower your premium. But make sure you can afford the higher out-of-pocket expense if you need to make a claim.
While the Dealership Repair plan will repair your car at an official brand dealership with original manufacturer parts Garage Repair may use aftermarket parts for your repairs. That being said garage repair plans are significantly cheaper and sometimes repairs are done better.
Lowering your coverage will also lower your premium. Adjust your coverage to the levels you need but don't go too low - higher coverage with a higher premium often turns out more cost-effective in the long run.
By naming no more than two drivers on your policy you can often lower your insurance cost premium.
Having a clean driving record will ensure your renewal premium stays where it is. Some insurers offer no-claims bonuses for accident-free years as well.
Remember while saving money is important ensure you're not compromising on essential coverage. Balancing cost with adequate protection is key to getting the best value from your Type 2+ Car Insurance in Thailand.
While Type 2+ insurance doesn't offer as many extras as Type 1 some providers may offer additional coverage options:
This may be available as additional coverage like towing battery jump-starts and lockout assistance.
Remember that Type 2+ insurance focuses mainly on third-party liability fire and theft. Additional coverages may be more limited compared to Type 1 policies but these options can help customize your policy to better suit your needs.
When you're shopping for car insurance it's smart to hunt for the best coverage you can get at a price that won't break the bank. Don't worry - all the insurance companies we list on our website are hand-picked and have proven themselves trustworthy over the years we've worked with them.
With Type 2+ 3+ and 3 the best policy is the one you can get right away. We think the company that can issue you the policy immediately is better since the coverage is very similar in most cases. You should make the most affordable decision.
But just in case we've put together a list of the Top 5 car insurance companies in Thailand for Type 2+ car insurance. These are the cream of the crop when it comes to any car insurance coverage:
Yes we offer EV car Type 2+ insurance which provides extensive coverage for electric vehicles. Type 2+ insurance includes third-party fire and theft coverage along with additional protection for damage to your own vehicle from collisions with other vehicles.
Type 2+ insurance is a popular choice for those seeking comprehensive coverage without opting for the most expensive plan. We provide a range of options and additional features making it easy for EV owners to find a policy that suits their needs and budget.
Compare Plans & Premiums. Select the plan that is right for you.
Apply Right Away with confidence or contact our customer service team with more questions. You can also contact your CheckDi+ agents to see if they are managing your insurance for you.
Send us the following documents to complete the process:
If your insurance starts today you are covered. You will have coverage right away (after you receive a confirmation email from us) for third-party liability and damages from vehicle-to-vehicle collision. Coverage for damages due to collision without a third party or self-inflicted accident will become active only after you pass the car inspection. Some insurance companies will be okay with just pictures of your car but most will schedule an inspection date with you 1-7 days after the confirmation. The original documents (policy) will then be sent to your mailing address within 7-14 days.
While Type 2+ offers good protection including vehicle-to-vehicle damage fire and theft Type 1 is more comprehensive covering all types of accidents regardless of fault.
Some Type 2+ policies include flood coverage but not all. It's important to check the specific terms of your policy.
You can typically add up to 2 named drivers on your policy. Adding fewer drivers may help lower your premium.
While it offers good protection for a new car you might want to consider Type 1 insurance for more comprehensive coverage.
Generally Type 2+ doesn't cover damage from collisions without a third party involved. This would typically be covered under Type 1 insurance.
Third-party liability and vehicle-to-vehicle collision coverage start immediately after you receive our confirmation email. However other coverages may only become active after a car inspection.
Many providers offer roadside assistance as an additional option with Type 2+ policies. Check with your specific insurer for availability.
Yes Type 2+ can be a cost-effective option for older cars offering a balance of protection and affordability.
Most insurers will schedule an inspection within 1-7 days after confirmation. Some may accept photos of your car instead of a physical inspection.
To claim for Type 2+ car insurance:
Always keep your insurance policy number and emergency contact information handy in your vehicle for quick reference in case of an accident.
Looking to buy the best Class 2+ car insurance policy here in Thailand? Look no further! Our platform offers extensive customization options enabling you to tailor your coverage to suit your needs.
If there is an attempted theft robbery gang robbery or embezzlement the company will still provide compensation for any resulting damages to the vehicle. The compensation provided will be sufficient to cover the cost of repairing or replacing the damaged parts.
It is important to note that this compensation only applies during the insurance period. Therefore it is essential to keep the insurance policy up-to-date to ensure that any potential damages resulting from theft robbery gang robbery or embezzlement are covered.
When purchasing an insurance policy the insured typically has the option to select a deductible and excess amount. The deductible is the amount of money the insured must pay out of pocket before the insurance policy begins to cover the remaining cost of a claim while the excess is the amount the insured agrees to pay in addition to the deductible. By choosing a higher deductible and excess the insured is effectively taking on more financial risk in the event of a claim. However this increased risk results in a lower premium as the insurance company can reduce their potential payout in the event of a claim. In other words the insured is willing to pay more out of pocket in exchange for a lower premium. Therefore selecting a higher deductible and excess can help make an insurance policy more affordable.
When it comes to car insurance policies there are two main types of repair options available: dealer type and garage type.
The dealer repair type allows you to get your car fixed at the manufacturer's dealership whereas the garage repair type involves getting your car fixed at one of the networked garages of the insurance company. While both options have their advantages the dealer repair type is generally considered to be more expensive than the garage repair type. This is because the manufacturer's dealership often charges higher rates for parts and labor. On the other hand the garage repair type may be more convenient and cost-effective as the insurance company has pre-negotiated rates with their networked garages. Ultimately it's up to you to decide which type of repair option works best for your needs and budget.
Policyholders can reduce their car insurance premium by adding named drivers up to two drivers on their policy. This is because having more drivers on the policy reduces the risk for insurance companies. In case of more than two drivers policyholders can choose a no named driver plan as well. Additionally insurance companies also offer discounts based on the age range of the drivers.
By taking advantage of these discounts policyholders can significantly reduce their car insurance premium.
Installing a dashcam in your car can have a significant impact on your car insurance premium. Many insurance companies offer discounts of up to 5% on car insurance premiums for drivers who have a dashcam installed in their vehicle.
To apply for car insurance we will need the documents from you as below (This applies to every insurance companies) :
*Some insurance companies ask for pictures of your car but most insurance company schedule and inspection date most especially with First class insurance.
You can send addtional documents to us by LINE Chat with us or by Email support@checkdi.com
First class insurance is comprehensive and covers the car and third party as well. For the others 2nd and 3rd class usually just covers third party liability. 2+ and 3+ class still has partial coverage for your car but 3rd class mostly is for third party liability.
When buying Class 1 (First Class) car insurance you can always choose between Dealer or Garage coverage. Meaning that when you have been in an accident if you have a dealer car insurance policy and you drive a Toyota you can take your car into Toyota Dealer to get reparied but if you have a Garage policy you will need to go to a normal contacted garage. Car insurance with dealer type of coverage is of course will be more expensive than the normal garage coverage.
Yes You will have coverage right away( After you receive confirmation email from CheckDi ) for third party liability and damages from vehicle to vehicle collision. Coverage form damages due to collision without a third party or self inflicted accident will become active only after you pass the car inspection.
Yes. Class 1 insurance will tow your car to the nearest garage or dealer that you wish if and only if you have been involved in an accident only (Different to the Roadside Service coverage)
Yes if your coverage start date is today your accidents will immediately be covered. As long as you have already paid then coverage is already guaranteed.
Every insurance company is required to have a Emergency hotline.
In some cases yes it will be cheaper. however the premiums on our website are campaign premiums and this is already cheaper than what insurance companies offer. However if you want to name drivers you can name up to 2 drivers and the premium sometimes will be cheaper but that means only the drivers that are nammed can drive the car only.
Yes all of these insurance policies provide cover for public liability or third party property insurance.
What we always recommened is to always go for Class 1 (First class) as this will cover you the most. However if you only want partial coverage for damages for you car you can always go for class 2+ and 3+. And last if you want only third-party cover you can always go for Class 3 (Third Class).
This will depend on the insurance companies and their premium campaign however more or less for Class 1 (First Class) the qualified will be between 1-10 years old. Class 2+ and Class 3+ will be between 1 - 15 years old and Class 3 will have the age limit of 25 years old.
No-claim bonus will only be available for First class insurance (Class 1) If you haven't made any claims on your policy you will get a no-claim bonus of 20% every year until your no-claim bonus reaches 50% *This will depends on the guidelines of each insurance company some companies offer a no-claim bonus and some don't.
Not all companies have implemented this as of now but there are some companies that provide discounts for cars that have dashboard cameras. You can select the dashcam option when comparing and quoting through our comparison service.
You will receive 2 sets of documents (PDF and original documents)
We will send the PDF documents set by LINE or Email within 1-2 days in which you can print this and keep in with you (or in your vehicle) as this will be your temporary policy (any emergencies or accidents this document will be enough)
For the original documents set you will get them within 7-14 working days. We will send them to your mailing address that you have specify. In the mean time your car is already covered and you can call the hotline for emergencies and accidents.
You can always call us at our Hotline : 02-985-9000 or Chat with us LINE@ @checkdi or Email us : support@checkdi.com
Office hours Mon-Fri : 08:00 - 17:30
For motor insurance incase of accident please call hotline immediately and assessor will go directly to accident site to evaluate the accident.
For Hit and Run cases - Inform local police station at the scene and inform police the nature and color of car and then call insurance company hotline
For vehicles that disappeared or carnapped - immediately notify local police station and then call insurance company hotline
For cases of death or injury - bring aid to the victims to the nearest hospital and call the insurance company hotline.
For securities bail - notify the company immediately if you have purchased insurance coverage the company will provide bail shortly not exceeding the coverage indicated in the schedule or policy.
In Case of damage (no parties involved) call insurance company hotline to report the damage before fixing the damage yourself.
