Frequently Asked Questions About Home & Condo Insurance in Thailand
Does my home insurance cover short-term rentals or Airbnb in Thailand?
Coverage varies by policy. Some insurers exclude short-term rentals, while others offer limited coverage. Always check your specific policy details.
If I have a water leakage in my condo that damages the building elevator, is this covered?
Coverage depends on the cause of the leakage. If it's due to a covered event (like natural perils), it may fall under personal liability coverage. Damage from wear and tear or accidents is typically not covered.
Is there compensation for temporary accommodation in Thai home insurance policies?
Some policies offer compensation for temporary accommodation if your home becomes uninhabitable due to a covered event. Check your specific policy for details.
Does my home insurance cover periods when I'm away from Thailand?
Many policies offer coverage during extended absences, but it's essential to check the specific terms. Some may require you to inform the insurer of long trips.
Can I get coverage for high-value items I've brought from my home country?
Yes, many policies offer additional coverage for high-value items. You may need to declare these items separately and provide valuation certificates.
Is English-language support available for claims and customer service?
At CheckDi, we provide full English-language support for all our services, including claims processing and customer inquiries.
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How long does it take to receive my original policy in Thailand?
You'll receive a PDF copy within 3-4 days. The physical policy typically arrives within 7-14 business days, depending on the insurer.
Home and Condo Insurance will protect you from any unforeseen damages caused by natural disasters or theft or robbery. It will protect you from loss of the contents of your home and furniture so that if some incidents will happen your loss is covered.
Primary coverage protects Buildings, furniture and property of home insurance. For single detached houses, townhouses or commercial buildings, the coverage can be equal to the sum insured. The insured person can choose and adjust the appropriate coverage for the home and contents, such as: the sum insured is 1,000,000 baht. 500,000 baht for the building and 500,000 baht for the furniture and property (totaling 1,000,000 baht) or 300,000 baht for the building and 700,000 baht for the furniture and property (including 1,000,000 baht). The amount is dependent on the owner to where she/he would like to appropriate coverage.
All plans of home and condo insurance cover the protection of valuable assets such as mobile, notebook, computer, TV, refrigerator and so on. Theft (burglary, robbery, robbery), where there must be signs of tampering.
There are some companies that will cover compensation for temporary accommodation, this depends on what plan you choose.
Most of the plans on our website do have cover for cash lost inside the home. The insurance company will cover loss or damage to cash that is the result of theft or burglary. There is a limit for each plan.
Every home and condo insurance plan offers protection against theft of stolen property (including robbery, robbery, robbery) with leashes. The coverage of theft will be covered by a certain amount. (Per and per year)
Every home and condo insurance plan has coverage for natural disasters. Like fire, lightning, water hazard, theft, fire, smoke, earthquake. Flooding depend on the insurance plan of each company. (Some plans cover this but for some plans you can add this as an add on.
And for non-guaranteed objects, exceptions are silver bars, silver bullion, gold jewelry, jewelery, antiques, artifacts, manuscripts or copies of documents, plans, paintings, patterns or designs. Securities collateral, securities, important documents, postage stamps, stamp duty, money stamps, banknotes, checks, goods under the care of the insured.
We can send you a PDF file via LINE of email within 3-4 days. Customers can keep this as a copy until the original policy arrives via post. The original policy usually arrives dependent on which insurance company you have chosen. Usually it ranges from 7- 10 business days. You can also pick it up in our office.
We do have a variety of payment methods you can choose from. Please see the details here.
You can always call us at our Hotline : 02-985-9000 or Chat with us LINE@ @checkdi or Email us : support@checkdi.com
Office hours Mon-Fri : 08:00 - 17:30
