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Extended Warranty Car Insurance Thailand: Coverage Guide | CheckDi
Explore extended warranty car insurance options in Thailand. Learn about coverage, costs, and eligibility. Make informed decisions to protect your vehicle beyond the manufacturer's warranty.
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Extended Warranty Car Insurance in Thailand: A Comprehensive Guide
Looking for extended warranty car insurance in Thailand? At CheckDi, we offer plans starting from 5,000 baht per year. This guide will walk you through everything you need to know about extended warranty coverage for your vehicle in Thailand.
What is Extended Warranty Car Insurance?
Extended warranty car insurance provides coverage for various spare parts of your vehicle that are no longer covered by the manufacturer's warranty and are typically not included in standard car insurance policies. It's designed to give you peace of mind and protect your budget from unexpected repair costs after your original warranty expires.
Why Consider Extended Warranty Car Insurance in Thailand?
- Peace of mind: Protection against unexpected repair costs for major components
- Budget protection: Avoid large, unexpected repair bills
- Increased resale value: A transferable extended warranty can make your car more attractive to buyers
- Customizable coverage: Choose a plan that fits your specific needs and budget
- Parts guarantee: Many policies offer guarantees on repaired or replaced parts
What Does Extended Warranty Car Insurance Cover in Thailand?
Coverage can vary between insurers, but typically includes:
Main Components Usually Covered:
- Engine
- Transmission
- Drive axle (front and rear)
- Electrical system
- Steering
Additional Components Often Covered:
- Air conditioning and heating
- Fuel system
- Suspension
- Brakes
- Hi-tech features (like infotainment systems)
- Cooling system
For a detailed breakdown of specific components covered, please refer to your policy documents or speak with a CheckDi representative.
What's Not Covered by Extended Warranty Car Insurance?
- Pre-existing conditions
- Normal wear and tear
- Regular maintenance costs
- Damage to the car's exterior (paint, body, glass)
- Consumable parts (like wipers, brake pads, or tires)
Eligibility for Extended Warranty Car Insurance in Thailand
To qualify for extended warranty insurance, your car typically needs to:
- Be less than 10 years old
- Have driven less than 200,000 km
- Be officially imported or manufactured in Thailand
- Have no unauthorized modifications
- Be in drivable condition
- Be used for personal purposes only
- Be driven only within Thailand
How Much Does Extended Warranty Car Insurance Cost in Thailand?
Extended warranty car insurance in Thailand typically starts from 5,000 baht per year. The exact cost depends on factors such as:
- Your car's make, model, and age
- The level of coverage you choose
- The duration of the warranty
Pricing comparison by insurer
Indicative ranges only. Actual premiums depend on plan/coverage, customer profile, and current campaigns. Confirm via live quote.
| Class | Insurer | Premium range (THB) | Notes |
|---|---|---|---|
| 1 | Viriyah | Garage: 10,000–26,000; Dealer: 13,000–33,000 | |
| 1 | Bangkok Insurance | Garage: 11,000–25,500; Dealer: 14,000–32,000 | |
| 1 | Dhipaya Insurance | Garage: 10,500–24,500; Dealer: 13,500–31,000 | |
| 1 | MSIG Insurance | Garage: 10,200–24,000; Dealer: 13,200–30,000 | |
| 1 | Tokio Marine Insurance | Garage: 10,400–24,800; Dealer: 13,400–31,000 | |
| 1 | Sompo Insurance | Garage: 10,100–23,800; Dealer: 13,100–30,000 | |
| 1 | LMG Insurance | Garage: 9,900–23,500; Dealer: 12,900–29,500 | |
| 1 | Chubb Samaggi Insurance | Garage: 10,100–24,000; Dealer: 13,100–29,800 | |
| 1 | Thaivivat Insurance | Garage: 7,500–23,000; Dealer: 12,500–29,000 | |
| 1 | Deves Insurance | Garage: 9,700–22,800; Dealer: 12,400–28,800 | |
| 2+ | Viriyah | 6,000–12,500 | (repair type varies) |
| 2+ | Bangkok Insurance | 6,200–12,200 | (repair type varies) |
| 2+ | MSIG Insurance | 5,900–11,800 | (repair type varies) |
| 2+ | Sompo Insurance | 5,700–11,600 | (repair type varies) |
| 2+ | Dhipaya Insurance | 5,900–12,000 | (repair type varies) |
| 2+ | LMG Insurance | 5,600–11,500 | (repair type varies) |
| 2+ | The Navakij Insurance | 5,500–11,000 | (repair type varies) |
| 2+ | Deves Insurance | 5,500–10,900 | (repair type varies) |
| 3+ | Bangkok Insurance | 5,000–9,500 | (repair type varies) |
| 3+ | MSIG Insurance | 4,800–9,200 | (repair type varies) |
| 3+ | Thaivivat Insurance | 4,700–9,000 | (repair type varies) |
| 3+ | The Navakij Insurance | 4,600–8,900 | (repair type varies) |
| 3+ | Sompo Insurance | 4,700–9,100 | (repair type varies) |
| 3+ | Deves Insurance | 4,600–8,900 | (repair type varies) |
| 3+ | Falcon Insurance | 4,400–8,600 | (repair type varies) |
| 3 | Muang Thai | 1,600–4,000 | (repair type varies) |
| 3 | Deves Insurance | 1,700–3,800 | (repair type varies) |
| 3 | Falcon Insurance | 1,650–3,600 | (repair type varies) |
| 3 | The Navakij Insurance | 1,700–3,700 | (repair type varies) |
| 3 | LMG Insurance | 1,750–3,900 | (repair type varies) |
| 3 | Dhipaya Insurance | 1,750–3,950 | (repair type varies) |
Who Should Consider Extended Warranty Car Insurance?
Extended warranty car insurance is ideal for car owners who want financial protection beyond their manufacturer's warranty. It's particularly beneficial for those driving vehicles approaching warranty expiration, owners of luxury or imported cars with expensive parts, and drivers who rely heavily on their vehicles for daily transportation.
How to Choose the Right Extended Warranty Plan
- Review your current manufacturer's warranty to identify coverage gaps
- Consider your vehicle's age, mileage, and repair history
- Compare coverage levels and deductible options
- Check which repair shops are authorized under the policy
- Verify the claims process and customer service reputation
- Ensure the policy covers your most expensive potential repairs
- Read the fine print for exclusions and limitations
Making a Claim: Step-by-Step Process
- Contact your insurer immediately when mechanical issues arise
- Get pre-authorization before starting any repairs
- Take your vehicle to an approved repair facility
- Submit all required documentation and receipts
- Keep records of all communications and repair work
How to Apply for Extended Warranty Car Insurance in Thailand
- Compare plans on our website or contact our customer service
- Submit required documents (Passport/Thai Driving License, Vehicle Registration)
- Pay the premium
- Receive your policy (digital copy immediately, physical documents within 7-14 days)
Frequently Asked Questions
When should I buy extended warranty insurance?
It's best to purchase before your manufacturer's warranty expires to avoid gaps in coverage.
Can I transfer my extended warranty if I sell my car?
Many policies allow transfers, which can increase your car's resale value. Check your specific policy terms.
Is there a waiting period for extended warranty insurance?
This varies by insurer. Many policies start coverage immediately after purchase, but always verify with your provider.
Can I cancel my extended warranty insurance?
Most policies allow cancellation, but check the terms for any fees or refund policies.
Are hybrid or electric vehicles covered?
Coverage for hybrid and electric vehicles can vary. Check with CheckDi for specific options available for these vehicle types.
At CheckDi, we're here to help you find the best extended warranty car insurance in Thailand for your needs. Don't hesitate to reach out if you have any more questions about protecting your vehicle beyond the manufacturer's warranty!
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