Foreign Car Insurance

Driving into Thailand with your Non-Thai registered Car ? Get third-party insurance required with us. Fast and easy. Get covered now.

Compare plans in minutes
Savings from trusted providers
Enjoy fantastic rewards
Reviews

4.8 | 7,290+ Reviews

Trusted by

Over 100,000 customers

Insurers

42+ Partners | 928+ Reviews

Main Points of Foreign Car Insurance

Approved by Department of Land Transport

Policies on our site are department of land transport approved. You can buy the policy and enter Thailand with your vehicle right away.

Online 24/7

Compare plans and purchase your policies online with us anytime and anywhere you want. Our website is there 24/7!

Thai Immigration TM2/3/6 Approved

Our plans meet the requirement for the Thai immigration forms - TM2/3/6.

Simple & Easy

Fast Simple and Easy. Compare and find the best plans for you within minutes. Super simple!

Ultimate Guide to Entering Thailand with a Foreign Car

Insurance Requirements

If you are planning to drive your car in Thailand, it's important to be aware of the insurance requirements. Third-class voluntary car insurance is mandatory for all vehicles in Thailand. This type of insurance covers third-party liability, which means that it provides financial protection in case you cause an accident and someone else is injured or their property is damaged. Foreigners who bring their cars into Thailand are required to have third-class voluntary car insurance and you can get it right here with us.

This insurance type provides financial protection in case of third-party liability, such as injury or property damage caused by an accident. Without this insurance, there is a risk of being fined or having your car impounded. Therefore, it is crucial to have the insurance paperwork with you at all times while driving in Thailand to avoid any legal issues. By obtaining third-class insurance, you can ensure a safer and more secure driving experience in Thailand.

Thailand Border Rules Regarding Foreign Cars

If you're planning to bring your car from a neighboring country into Thailand, it's important to be aware of the border rules and regulations. The Thai government requires all foreign vehicles entering the country to obtain a temporary import permit from the Thai Customs Department. This includes all types of cars.

Required Documents

  • TM2 Information of Conveyance form - 2 copies: This form provides information about the vehicle, including its make, model, registration number, and the driver's details.
  • TM3 Passenger List form - 2 copies (if applicable): This form is required if you're driving with passengers. It lists the names, nationalities, and passport details of everyone in the vehicle.
  • TM6 Card (Arrival/Departure white card): This card is available at the immigration counter and needs to be completed with your personal information and travel details.
  • Valid passport: Your passport should be valid for at least six months beyond the date of your arrival in Thailand.
  • Valid driving license: If you plan to drive in Thailand, you will need a driving license that is recognized in Thailand. This could be an ASEAN driving license or an International Driving Permit.
  • Authorized letter and copy of owner's N.R.I.C./ Passport (if the vehicle is not registered under your name): If the vehicle is registered under someone else's name, you will need to provide an authorized letter from the owner, as well as a copy of their identification documents.
  • Form 24 (SSM company registration details), Form 49 or Section 58, and an authorized letter (if the vehicle is registered under a Malaysian company name): If the vehicle is registered under a Malaysian company name, you will need to provide these documents, as well as an authorized letter from the company.
  • Simplified customs temporary Import / Export form: This form will be given to you by Thai customs when you arrive at the border.

Car Driving in Thailand: More on Rules and Regulations

Thailand is a popular destination for drivers, thanks to its scenic routes and well-maintained roads. However, it's important to be aware of the rules and regulations before hitting the road.

Safety Requirements

Wearing seatbelts is mandatory in Thailand for both the driver and all passengers. You can be fined if you're caught driving without seatbelts fastened. It's also recommended to keep your car well-maintained and regularly serviced to ensure safe operation.

Driving on the Left Side

In Thailand, drivers drive on the left side of the road, which may be unfamiliar to those from countries where driving on the right side is the norm. It's important to stay on the left side of the road, especially when turning. Be aware of other drivers, and don't assume that they'll follow the rules of the road.

Traffic Laws

In Thailand, traffic laws are strictly enforced, and you can be fined for breaking them. Some common traffic laws to be aware of include:

  • Don't drink and drive
  • Don't use your mobile phone while driving
  • Don't exceed the speed limit
  • Always signal when turning

Driving Conditions

Thailand has a tropical climate, which means that it can get very hot and humid. It's important to ensure your car's air conditioning is working properly and to take breaks if you feel tired or unwell. Be aware of the weather conditions, and avoid driving during heavy rain or storms.

Conclusion

Driving a car in Thailand can be a fun and exciting experience, but it's important to be aware of the rules and regulations before hitting the road. Following the tips and guidelines outlined in this article can ensure a safe and enjoyable driving experience in Thailand.

Understanding Class 3 Car Insurance in Thailand: A Complete Guide

Are you searching for Class 3 car insurance in Thailand? Understanding your coverage options is essential for making an informed decision. Let's break down everything you need to know about Class 3 voluntary car insurance.

Core Coverage Components

Third-Party Liability Protection

  • Personal Injury Coverage:
    • Individual limit: THB 3,000,000 per person
    • Accident limit: THB 10,000,000 per occurrence
  • Property Damage Coverage:
    • Up to THB 5,000,000 per incident

Property Protection

Your policy safeguards against damages your vehicle might cause to others' property during the coverage period. The compensation amount is clearly specified in your policy documentation.

Additional Benefits

Personal Accident Protection

Coverage includes compensation for:

  • Loss of life
  • Limb loss (hands/feet)
  • Vision impairment
  • Permanent disability
  • Temporary disability

Medical Coverage

Your policy includes:

  • Actual medical expenses
  • Surgical procedures
  • Hospital services These benefits apply to covered individuals who sustain injuries while:
  • Inside the vehicle
  • Getting into the vehicle
  • Exiting the vehicle

Legal Protection

Includes bail bond coverage if you're detained by:

  • Law enforcement
  • Third parties

Customization Options

Cost-Sharing Choices

Two key terms to understand:

  1. Deductible: Your initial payment responsibility before insurance coverage begins
  2. Excess: Additional agreed amount you'll contribute beyond the deductible

Cost Impact: Choosing higher deductibles and excess amounts typically results in lower premium payments, as you're assuming more financial responsibility in case of claims.

Repair Options for Class 3 Insurance

Available Service Types:

Garage Network Services

  • Access to insurance company's approved repair facilities
  • Pre-negotiated service rates
  • Quality-assured repairs

Authorized Dealer Services

  • Manufacturer-certified repairs
  • Original equipment parts
  • Factory-trained technicians

Note: Service costs typically vary between these options, with dealer services generally commanding higher rates for specialized expertise and original parts.

Making Your Choice

When selecting your insurance options, consider:

  • Your budget for premiums versus out-of-pocket expenses
  • Preferred repair facility type
  • Desired level of coverage
  • Specific needs based on vehicle usage

This comprehensive coverage ensures protection for both your vehicle and potential third-party claims, providing peace of mind while driving in Thailand.